- Catastrophe Response
- Commercial Property
- Contract Works
- Marine and Transit
Esther is a Chartered Loss Adjuster experienced in material damage and liability losses, including contract works and transit claims.
She has a special interest in primary production sector losses and has adjusted a wide variety of claims for damage to crops, including grapevines, grain, vegetable, fruit and seed that resulted from fire, chemical sprays, water and other causes. These losses require an understanding of industry contracts as well as technical knowledge.
For all types of losses, Esther understands the importance of communication throughout the claim process and the need to present relevant information in a logical and methodical manner.
Examples of Work
Primary Production (Material Damage and Liability)
Water and heat damage to grain, processed or stored on farm.
Frost, wind and hail damage to seed and grain crops
Herbicide contamination of grape, vegetable and seed crops
Fire damage to fruit trees and shelter belts
Chemical and impact damage to sports turf
Loss of organic certification due to herbicide contaminaton
Reduced fruit production from herbicide stunted vines and fire-damaged trees
Losses to wine in production.
Christchurch Earthquake Events' (2010-2012) Claims
Claims settled include red-zone and hill properties, heritage buildings, commercial premises and church and school facilities. Resolution required familiarity with construction practices and regulations, and an understanding of the roles of building industry experts and the particular needs ot policyholders.
Contract Works and Public Liability
A wide range of claims adjusted over the past 10+ years required consideration of the relationship between parties, contract documentation, existence of other insurance policies in addition to the usual inquiries into cause and quantum.
Qualifications and Other Credentials
BSc (Hons) Plant and Microbial Sciences, Canterbury University
ACLA – Associate of the Australasian Institute of Chartered Loss Adjusters (AICLA)
ANZIIF Snr Assoc – Senior Associate of the New Zealand Institute of Insurance and Finance
Member of the New Zealand Insurance Law Association
- Charles Buchanan Prize 2007 (AICLA) for Liability Loss Adjusting study module
- ANZIIF prize for top loss adjusting student in New Zealand 2007.